Elder Care Law
Medicare FAQ
Medicare is the federal health insurance program for people who are 65 or older, certain younger people with disabilities, and people with End-Stage Renal Disease (permanent kidney failure requiring dialysis or a transplant, sometimes called ESRD).
The different parts of Medicare help cover specific services:
Medicare Part A (Hospital Insurance)
Part A covers inpatient hospital stays, care in a skilled nursing facility, hospice care, and some home health care.
Medicare Part B (Medical Insurance)
Part B covers certain doctors' services, outpatient care, medical supplies, and preventive services.
Medicare Part C (Medicare Advantage Plans)
A type of Medicare health plan offered by a private company that contracts with Medicare to provide you with all your Part A and Part B benefits. Medicare Advantage Plans include Health Maintenance Organizations, Preferred Provider Organizations, Private Fee-for-Service Plans, Special Needs Plans, and Medicare Medical Savings Account Plans. If you?re enrolled in a Medicare Advantage Plan, most Medicare services are covered through the plan and aren?t paid for under Original Medicare. Most Medicare Advantage Plans offer prescription drug coverage.
Medicare Part D (prescription drug coverage)
Part D adds prescription drug coverage to Original Medicare, some Medicare Cost Plans, some Medicare Private-Fee-for-Service Plans, and Medicare Medical Savings Account Plans. These plans are offered by insurance companies and other private companies approved by Medicare. Medicare Advantage Plans may also offer prescription drug coverage that follows the same rules as Medicare Prescription Drug Plans.
Sourced from Medicare.gov, at https://www.medicare.gov/sign-up-change-plans/decide-how-to-get-medicare/whats-medicare/what-is-medicare.html on July 5, 2017.
Resources
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Articles
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Medicare, Medicaid, Medigap and Managed Care
- Medicare and Medicaid - What's the Difference?
- Medicare FAQ
- What is Part A (Hospital Insurance)?
- What is Part B (Medical Insurance)?
- What is a Medicare Advantage Plan (Part C)?
- Medicare Prescription Drug Coverage (Part D)
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Long-Term Care
- A Shopper’s Guide to Long-Term Care Insurance
- Steps to Choosing Long-Term Care
- What Is Home Health Care?
- Topics to Discuss Now with Your Aging Parents
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Making Decisions for Others
- A Guide for Older People, Families and Friends: Planning Ahead
- Purpose of a Guardianship or Conservatorship
- Health Care Advance Directives
- Deciding About Joint Bank Account
- What is a Durable Power of Attorney for Finances?
- What is a "Trust"?
- What is a Representative Payee?
- For Financial Caregivers: Helping Disabled or Elderly Relatives With Money Management, Even From Far Away
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Medicare, Medicaid, Medigap and Managed Care
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